A small business can compare off-exchange small-group plans through a broker or...

https://www.bookmark-fuel.win/small-businesses-can-shop-off-exchange-with-a-licensed-broker-compare

A small business can compare off-exchange small-group plans through a broker or directly with insurers, and consider an HRA if individual coverage fits better. Before comparing premiums, check that employees’ doctors and hospitals are in-network.