A small firm can ask a broker, buy a small-group plan direct, use an HRA to...
https://wiki-dale.win/index.php/Primary_Care_Doctor_Not_in_Network:_What_Should_I_Do_as_an_Employer%3F_74657
A small firm can ask a broker, buy a small-group plan direct, use an HRA to help pay for individual plans, or check association coverage. First, check provider networks: are employees’ doctors and nearby clinics included? Then compare costs