dispute duplicate collection account

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When you find a duplicate collection account on your credit report, you need to formally dispute it with the credit bureau. This means sending a letter explaining that the same debt appears twice, which can hurt your score unfairly. Make sure to include your personal information, the account details, and a copy of your credit report showing the duplicate. The bureau must investigate and remove the error if it's confirmed. It's a straightforward process but requires accurate documentation to pro…