Bridging loans in the UK usually cost between 7% and 15% in total. Monthly interest rates often sit around 0.55% to 1.25%. On top of interest, there are fees like arrangement, valuation, and legal costs that can quickly add up
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If you’re looking for the best bridging loan providers in 2025, check out KIS Finance and Fluent Money. Both offer flexible terms and quick decisions, ideal for property developers and investors needing fast funding
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When choosing a UK bridging loan provider in 2026, it’s crucial to look beyond rates. Most loans run 1–24 months with LTVs around 70–75%, starting from about £50,000. Focus on providers who move quickly—speed can make or break a deal
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Bridging loans in the UK usually cost between 7% and 15% overall. Monthly interest rates tend to sit around 0.55% to 1.25%. On top of the interest, fees such as arrangement, valuation, and legal charges add up quickly