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I used to be the person who skipped travel insurance. Every time I booked a flight, I'd see that little checkbox — add travel protection for $45 — and dismiss it without a second thought. I'd been traveling for years
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Let's be honest about the economics. Travel insurance for a two-week vacation is easy — a $40–$80 policy covers the dates, you barely think about it
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Travel insurance is one of those products people buy with vague confidence and specific ignorance. You know roughly what it does. You know it involves medical stuff and maybe flight cancellations
Short-term travel insurance is easy to shop for. You pick a date range, enter your destination, and compare a handful of quotes. Long-term travel insurance is a different problem entirely — and most comparison tools aren't built for it
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