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Filing a travel insurance claim from abroad is one of those experiences that teaches you, very quickly, whether you bought the right policy

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The travel insurance industry was built for vacationers: people who leave on a Friday, return on a Sunday two weeks later, and do it twice a year. The coverage structures, pricing models, and product architectures all reflect that assumption

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Remote workers occupy an awkward middle ground in the insurance market. You're not a tourist — you can't rely on short-term travel policies with 30-day trip limits. You're not an expat with a work visa and an employer-sponsored plan

부산시 성동구에 지내는 박 모(여)씨는 오픈마켓에서 크리스마스 선물로 아이 장난감을 모바일 소액결제로 구매했다. 다만 품절로 말미암아 대표적으로 상품이 취소됐고, 다시 다른 곳에서 주문했었다. 이러할 때까지도 소액결제 했으니 취소 후 자동으로 환불될 것이라 생각하였다. 그러나 7개월이 지나서도 환불금이 들어오지 않았다. 12번가에서는 “환불금이 자체 지불수단인 캐쉬로 자동

There's a particular kind of bad day that travel insurance creates rather than prevents. You file a claim. You're confident it's legitimate