Small businesses can shop off-exchange by working with a broker, requesting...

https://bluecircuitry.com/s/QWjvvWbmX5yPRe3gN_E5w

Small businesses can shop off-exchange by working with a broker, requesting quotes directly from carriers, or comparing small-group plans. If a group plan isn’t a fit, an HRA may let the business reimburse employees for individual coverage