Small businesses can shop off-exchange through a broker, directly with...

https://brookssnewinsight.scriblorax.com/posts/health-insurance-outside-the-exchange-for-a-business-with-no-hr-tools

Small businesses can shop off-exchange through a broker, directly with carriers, or by comparing small-group plans. Before weighing premiums, check that employees’ doctors and nearby hospitals are in each plan’s provider network.