When a client pays late, using a Rolex as collateral can help cover bills...

https://wiki-view.win/index.php/Rolex_Loan_to_Build_an_Emergency_Fund:_Does_That_Make_Sense%3F

When a client pays late, using a Rolex as collateral can help cover bills without waiting on an invoice. Some lenders offer up to 30% of the watch’s value, giving freelancers cash to bridge the gap until the next check arrives.